What to look for in a mobile banking app to serve your purpose most efficiently?

The development of mobile banking technology has enabled people to manage finance better from their mobile phones. People need not spend time waiting in the bank to carry out their banking tasks. A netbanking app helps people manage their finance from home, office, or anywhere.

Some of the unique features of mobile banking are:

  • Reliable sign-in features

To get the benefits of a banking app, you need to download the IDFC FIRST Bank mobile banking app on your smartphone. The application is available on the IDFC FIRST Bank website and Google Play Store. The banks suggest downloading the app from their website to avoid malicious software.

A mobile bank application is designed to have multi-factor authentication for a safer customer sign-in process. This feature helps the customer to sign in to the IDFC FIRST Bank mobile application in the safest way. The customer receives the one-time password or OTP sent to his or her registered mobile phone, which he or she must verify to log in to the app.

  • Open a current bank account 

If you are a businessman or an entrepreneur, you can open a current account on a banking app. It helps you with the current account opening process if you are:

  • Sole proprietorship
  • Partnership
  • Limited Company
  • Limited Liability Partnership
  • Hindu Undivided Family (H.U.F.)
  • Resident individual

The features on the current banking app enable entrepreneurs to strengthen and grow their businesses. A current account helps the small to medium size business people to gain access to multiple benefits and features such as the GPS-enabled banking, single-view mobile banking platform, and trade forex solutions.


  • Open a digital savings bank account

Any customer of IDFC FIRST Bank can open a free digital bank account online and enjoy the benefits. The eKYC feature allows you to upload the KYC details and personal documents. It also keeps your data confidential. This helps you avail of instant loans and other benefits on your mobile banking app.

  • Link all your bank accounts

You can connect all your accounts in different banks on a single platform. The banking app offers instant access and helps carry out transactions safely and check the payments. It connects leading banks and financial institutions in India under one platform.

  • Pay all your bills online 

Customers can pay all their bills instantly using different modes of payment such as UPI, IMPS, and NEFT payment methods on their mobile.

  • One FASTag 

The One FASTag option helps you pay the payments like the toll, fuel, and parking through the UPI QR code.

  • Best investment options

The IDFC FIRST Bank mobile banking app helps the customer make smart investments such as mutual funds, FD, RD, and gold bonds. You can access different user-friendly tools of various financial services and grow your money.

  • Get notifications and alerts

The app inevitably sends alerts and notifications on every activity such as the account balance, money transfer, ATM withdrawals, and bank charges and interests. You can view your account statements quickly, manage your money, and know where your money goes.

To avail of several competitive features and benefits of the IDFC FIRST Bank mobile app, click here.