How to make a credit card payment online? 

Cashless payments made digitally have become the new norm. Having a credit card not only helps you to get access to products that you aspire for, but it also allows you to save more with multiple offers, cash backs, discounts and rewards on your spending. It is a convenient alternative to paying in cash or through debit cards, for the smart shopper in you. 


And what’s more, credit card payment online is safe and secure, every time you make a transaction. So, apply for one that suits you and get a welcome bonus, extra air miles and access to domestic airport lounges if you fly frequently or free movie tickets every month.


How to apply for a credit card online


Finserv MARKETS offers you a range of credit cards from the best banks in India to meet all your financial needs. Make credit card payment in easy EMIs or pay a lump sum as per your preference using your credit card login at Experia- the customer service portal. 


Whether you want to pay utility bills, shop online, purchase fuel or like to dine out at your favourite restaurants, there is something for everyone. Here is the step-by-step process of credit card apply online:

  1. Go to the official website and enter your details
  2. Take a look at the various credit cards available on Finserv MARKETS
  3. Choose the one that fits in with your spending requirements
  4. Submit your application online 
  5. Enjoy instant, online approval once your details are validated


Making credit card payment online


Once you receive your credit card, you can start shopping for your favourite products. However, remember that your credit card payment is on time or else you might end up paying interest on the outstanding amount. Here are a few ways to make a credit card payment online:

  1. Netbanking: Log on to your savings account online and make credit card payment using Immediate Payment Service (IMPS) or National Electronic Fund Transfer (NEFT). IMPS is quicker and faster than NEFT which usually takes a day and may be unavailable on bank holidays and Sundays. All you need to do is make a list of billers, enter your bank name and branch details and key in your credit card number for the transaction.
  2. Digital wallet: Credit card payment online is also possible with mobile wallets such as BHIM, UPI, Paytm etc. Download the app, recharge your wallet, and pay your bills. 
  3. ECS: You can instruct the bank to deduct your credit card bill amount every month from your savings account by filling the ECS mandate form. 
  4. Customer portal: Register with your card details on Experia, the customer portal of Finserv MARKETS and generate a username and password. You can pay your bills, check your transaction history or update contact details on the credit card login page on the website or app. 




Now that you know about how to make a credit card payment online using all these ways, you must be eager to experience the benefits of a credit card for yourself. So, if you are a salaried or self-employed individual 18 years or above with a good credit score and proof of residence, you can easily apply for credit cards available on Finserv MARKETS. 


Submit the necessary documents and begin to save as you spend with the assurance of safety and security in every transaction. Stay updated on your credit card transactions in real-time using the credit card login on the app even when you are on the move.  



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